Direct Lender

direct lender for bad credit

Apply for a loan is the first to think in hard financial terms. There are several ways to get a loan, and you need to choose the one that’s right for you based on the circumstances. Of course, in many cases, there are difficult times to get a loan. For example, having a credit card history has become one of the factors that make a difference. You can apply for a loan to a bank or financial institution. But there is another notion of a direct lender, which means the old banking system, but does not require a bank to provide a loan. When you want to enter the housing market to buy a home, you probably need financial assistance. Using a loan can be the first option that comes to your mind. This is just an example! You can use direct lending or mortgage brokers to get a loan. These loans are similar in some cases, such as looking at a record of credit cards. So, to get a loan, you need to have a good record on your credit card but not necessarily

What are the types of a personal loan?

Before you choose your loan, you have to consider different factors. For example, how long can you repay the loan, whether your need for an immediate loan or not, interest rates are important for you or not, KACHUE Direct lending is good for you if you have a quick need for finance.

How long does it take to get a direct lending?

The loan can take only a few hours to complete. When the loan is using a broker, it takes longer because the presence of your intermediary and your connection to the lender is time-consuming

However, is a direct lender and you loan would be processed in less than an hour, and you would you loan money in less than 24 hours.

How much is the amount of direct lending?

The loan amount varies state by state. currently only provides loans in state of Florida. By the current law, you could get a loan from $100 to $500.

Why should we use direct lending?

Using direct lending has several advantages for you, which is good for you to know about.

Do we need a guarantee to get a direct lending?

The good news is that you do not need a guarantee to get a loan. Lacking your guarantee also makes the loan process faster. So, it can be considered a kind of unsecured loans.

Receive a loan without intermediary:

If you want to ask a borrower for a loan, you must first talk to an intermediary. This broker reviews your records and records to get a loan and offers you the best option. Afterward, the institutions that can provide you with the loan will be introduced to you by contacting them to get a loan. But in the case of direct lending, the loan process is quite different. In this way, you go directly to the financial source, request a loan and provide the necessary documents. Based on the outcome of your review, your loan will be paid.


Extension of more performance

Direct lending is done in 50 states and has legal licenses. So, you do not need to go to a bank to get a loan. While mortgage brokers only operate in a limited number of licensed states.

Interest rate

The interest rate that is determined by mortgage brokers generally depends on market conditions. So interest rates can be variable, while direct lending has better conditions.

More information security

Working with personal lenders means that your personal information will be more secure as it is available to a small number of people.


As stated, each mortgage brokers have its own conditions. The amount of fee can be varied, but in general, in mortgage brokers, fee loans that are taken are higher than direct lending. The reason for this is also that there is an intermediary in the state that should have its own income.

Easier process

To get a direct lending, you can do almost all the process from your own home, and wait for a quick review of your situation. While for mortgage brokers the process is a bit more complicated and time-consuming.


When you intend to use direct lenders, you do not face a particular limitation because each lender can determine its own limits. But in the case of mortgage brokers, the situation is a little more complicated. Each lender sets their limits and therefore broker does not have direct control over your lending.
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Using direct loans with Bad Credit

For most types of loans, when you apply for a loan, you must provide the lender with a record of your credit card. In this report, each time you have a debt or any other financial problem you have, expressed. This is the reason why many lenders do not accept the risk of paying the loan to you.

But you will not be worried about your credit card by using services. Our judgment to pay you the loan will not be based on the credit. So talk with our consultants without stress. When you do not need a guarantee for a loan, credit card history is becoming increasingly important. Because this history can guarantee you have the ability to pay a loan. But this does not mean that bad credit can have a negative impact on your request.

How to get a direct loan from the company KACHUE?

All loans from are direct loans. Our company does not ask for finances from another bank or broker. We decide to provide finance to you based on the information we receive from you, and the decision would be made automatically in few minutes.

How is the repayment of a loan?

The loan repayment would be based on the offer provided in the loan process. Different factors, like credit history, credit worthiness, loan amount and state laws would affect the number of payments and how far apart they would be.

Watch out for fraudsters

Because this method of lending has many audiences, it can be concluded that there are many people who want to abuse these conditions. Some of the brokers are acting in the form of a direct lending, while practically they are not.

In order to make sure you choose a valid lender, you should consider some points. For example, make sure you can find all the information you need on the lender’s website absolutely clear. Of course, the easiest way is to make a brief overview of the institution’s history to get information about the level of satisfaction.

When you use a loan by mortgage brokers, you actually have to pay a commission to the broker because it plays the mediator role. So, obviously, the broker offers you something, that is good for himself. So your problem will not be much considered. But in direct lending, because you are directly connected with the source of funds, you can have better choices. is operating as a direct lender in Florida. You can stay in touch with our advisers and financial professionals to offer you the best options, depending on the circumstances. Our lending program at various rates is designed to respond to your credit card requirements, no matter how bad your credit is!